REAL LIFE SCENARIOS
Case Studies
With 7 different loan models, 18 different lenders, and 16 different carriers on our platform, every Lionsmark premium financing case is custom built. Below are just a few case studies using various loan models to accommodate each client’s specific needs.
CASE STUDy 1: DEATH BENEFIT DESIGN
First-Dollar Financing
MALE | AGE 43
$40MM LOW POINT DEATH BENEFIT
7-Pay
100% Financed
Pay Interest-Only
Exit Loan In Year 11
Collateral Required
CASE STUDy 2: DEATH BENEFIT DESIGN
Third-Year Financing
MALE | AGE 50
$20MM LOW POINT DEATH BENEFIT
10-Pay
Pay 100% Premium Years 1 & 2
Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10
Exit Loan In Year 16
Zero Collateral
CASE STUDy 3: Retirement income DESIGN
Rothish 10
MALE | AGE 50
$100K x 10 YEARS CONTRIBUTION
10-Pay
Pay 100% Premium Years 1 & 2
Pay 25% Premium + Finance 75% + Accrue Interest In Years 3-10
Exit Loan In Year 11
Zero Collateral
CASE STUDy 4: Retirement income DESIGN
First-Dollar Financing
MALE | AGE 35
$750K ANNUAL PREMIUM 100% FINANCED
10-Pay
100% Financed
Pay Interest-Only
Exit Loan In Year 11
Collateral Required
CASE STUDy 5: Retirement income DESIGN
Sixth-Year Financing
MALE | AGE 50
$250K X 10 YEARS CONTRIBUTION
10-Pay
Pay 100% Premium Years 1 - 5
Pay Partial Premium + Finance Partial Premium + Pay Interest In Years 6-10
Exit Loan In Year 11
Zero Collateral
CASE STUDy 6: Retirement income DESIGN
Rothish 5
MALE | AGE 50
$100K X 5 YEARS CONTRIBUTION
Pay 100% Premium Years 1 - 5
Bank pays 4X Premium in Years 6-10
Interest Accrued in Years 6-10
Exit Loan In Year 11
Zero Collateral
STAY INFORMED
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